Greetings to all of you! With the holiday season on the way, we all start thinking about our family and friends, keeping in touch, and sharing with them. The internet makes that very easy! We have included a few articles in this month's issue of The On Ramp to assist you with that. I hope you find them helpful
And a special thank you goes out to the gentleman that emailed regarding my "Latin Quandary" from last month's newsletter!!